LEGAL
Referral Programme Terms
Version 2026-11-12
- Codes. Every representative, referral partner (a consultant) and paying business owner gets a unique referral code and QR. A business is linked to one code only: the one that brought it first. While a consultant's 30-day hold on a number is running, a later invite from a business owner does not replace it. If the business has not paid within 30 days of verifying, that link ends, and the business is linked to the code used for its first payment. Self-referral (same mobile number or GSTIN) is not allowed: a consultant earns nothing on their own business, and a business owner gets no discount for their own.
- Business owners. You can invite another business from your own WhatsApp. The invite link signs up only the number it was made for, works for 30 days, and the invited business signs up and pays by itself. For each business you invited that has paid and whose first post has gone live, 10% comes off your bill (₹55.50 of the ₹555 base), for as long as that business keeps paying.
- Each paying business adds 10%, up to 100%: with 10 of them one bill is free. There is no limit on how many businesses you invite.
- Anything above 100% is kept as a credit for later bills and for future DhanaaDhan packages. It never expires. It is never paid out as cash and cannot be withdrawn or transferred.
- The discount starts soon. Until we tell you it has started, no bill is lowered.
- A business owner's invite counts as the referral, so the invited business can sign up without a consultant's code.
- Referral partners (consultants; for example CAs, printers, wholesalers, event organisers). A consultant earns 10% (₹55.50) of the 30-day plan in cash on each business they bring, and 2% (₹11.10) on each business that business brings. Nothing is paid on anything further.
- A business counts from its first live post, never before. A 30-day payment counts only when that business's money for it has come in: a payment that was not made earns nothing, and a refunded payment is taken off the next statement.
- The 2% on a business goes on even if the business that brought it stops. A consultant who has left keeps earning on the businesses they brought, for as long as those businesses pay.
- A month closes on the 1st. What a consultant earned is paid by UPI or bank on the 1st, if it is ₹500 or more. Less than ₹500 carries to the next month.
- PAN is required. TDS is deducted where the law requires.
- Representatives (employees and interns) are paid as set out in their employment or internship letter.
- A sale counts in the month the business's first post goes live.
- If a business was already referred by someone else, the representative gets a one-time 10% (₹55.50) instead of the per-sale amount. That business does not count towards their monthly sales slab.
- Conduct. No false promises and no pressure selling. Never handle the customer's OTP, UPI PIN, passwords or cash.
- Changes and fraud. We may change or end the programme with notice. Rewards gained by fraud or misrepresentation are cancelled and may be recovered.
- Confidentiality.
- Customer data you see in the panel, or learn while helping a business, is confidential. This includes the business name, owner name, phone number, status and business details.
- Use it only to help that customer on behalf of DhanaaDhan.
- Do not copy, share, sell or keep it outside the panel, and do not use it for any other business.
- This duty continues after you leave the programme.
- If you break it, we may end your participation, cancel unpaid rewards and take legal action.
- Tell us at once if customer data is lost or misused.